AXA launches domestic helper insurance
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AXA Hong Kong and Macau has launched a comprehensive insurance plan covering domestic helpers, with particular protection for employers if a replacement is needed.
In Hong Kong, employers are required to purchase insurance for those tasked to take up general household chores to cover, for example, medical expense if the helper is sick or injured.
Beyond medical benefits, AXA’s SmartHelper Plus offers, for instance, coverage for helper replacement for reasons such as the helper leaving without notice, early termination of an employment contract, or intentional malicious acts of the helper causing injury to your family.
Kenneth Lai, chief general insurance officer, AXA Hong Kong and Macau, said: “We have observed that the role of domestic helpers to Hong Kong families is increasing in importance. As a responsible insurer, we believe it is crucial for us to provide a domestic helper insurance plan that offers both comprehensive protection to the domestic helpers, and also peace of mind to our customers.”
There are currently around 340,000 foreign domestic helpers in Hong Kong, mostly from the Philippines and Indonesia.
Beyond foreign domestic helpers, the new product also offers protection plans for local domestic helpers and postnatal care helpers to cater for the different needs of Hong Kong families at different life stages.
Lai continued: “From medical expenses to accident coverage and personal liability protection, we go above and beyond to provide support to employers, while ringfencing the welfare of domestic helpers as they take care of the families they work in.”
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