mallowstreet Dinner: Tackling the Decumulation Challenge with Protected Equities

As the UK's Defined Contribution (DC) pension market expands, a critical issue has come to the forefront: the suboptimal asset allocation in the later stages of the lifecycle model. Given the ever-lengthening investment horizon that retirees face, the traditional approach which shifts portfolios towards more conservative investments as investors approach retirement creates two principal problems. First, overly conservative investing can result in insufficient returns, risking the premature depletion of funds. Second, maintaining an aggressive allocation can expose retirees to significant losses that could undermine their capital base.


Over dinner, we will delve deeper into these challenges and the implications for retirees. Launched two years ago specifically for the DC market, Berenberg’s Protected Equities strategy, offers a compelling decumulation solution enabling members to maintain higher equity allocations without significantly changing the risk profile in their portfolios through the implementation of downside protection. On the eve of the strategy’s two-year anniversary, we will also discuss how the strategy has been implemented and its potential to significantly improve long-term investment outcomes for millions of pension savers.


This event is FREE to attend for investment decision makers and their advisers, and is accredited for CPD points by the Pensions Management Institute (PMI).


At mallowstreet we adhere to a principles-based approach to ensure a meaningful and respectful experience for all attendees. We believe that upholding these principles will contribute to a thriving and inclusive professional environment. Please review our Code of Conduct here: Code of Conduct

Speakers

Program

  1. Guest Arrival and Welcome Drinks

  2. Seated for Dinner

  3. Service begins followed by Discussion

    Over dinner, join the team from Berenberg as we discuss the challenges DC schemes face, considering the ever-lengthening investment horizon and the implications for retirees. And how Berenberg’s Protected Equities strategy, launched two years ago specifically for the DC market, offers a compelling decumulation solution.

  4. End